Chances are if you’re looking to buy your first home, you’d already be familiar with the Build-to-Order (BTO) and Sale of Balance (SBF) exercises.…
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Congrats, you’re about to move into your very first BTO HDB flat! While that’s settled, it’s also only the beginning of the renovation and…
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If you’re applying for a new HDB flat or buying one from the resale market, you can either pay for it in full, take…